Tap. Pay. Cashback.

With the QPay card, you get a digital MasterCard, a supercharged spending account and cashback deals far from the ordinary

We focus on getting students
more ‘bang for their buck’

Our core focus is to give back on every transaction. This is why we made the QPay Card, a unique cashback card that rewards students so they can save for the things they want. The QPay Card also gives students everything they need in a transaction account – Apple Pay and Google Pay, bank transfers, and instant spend notifications

Get More For Less.

Get cash back at over 1,000 retailers in Australia, online and overseas.

Use your digital QPay Mastercard to pay for your shopping in-store & online, bill payments, and everything in-between

Deal Directory.

View all current cashback deals available on QPay

How Instant Cashback works

1. Save deal to your card

Use your QPay card for your everyday purchases.
You’ll get a little notification whenever a deal is available.

2. Pay with your phone

The QPay Card is completely digital, which means you get to enjoy the security and convenience of paying with Apple Pay or Google Pay wherever you go. To redeem a deal, simply pay in-store or online with your QPay Card

3. Get your instant cash back

That’s it! Once the transaction has gone through, you’ll receive cash straight back to your QPay card. No need for loyalty cards or discount codes!

Pay Later with Spot Me

Booked an expensive restaurant to dine at? Planning a devilish shopping spree? Use the Spot Me feature to convert purchases under $100 to part payments and pay back over time with 0% interest and $0 sneaky charges


No Physical Cards.
No More Plastic.

The world is polluted with 300 million tons of plastic waste every year, so we’ve made the QPay Card completely digital – reducing waste and improving our global footprint, one card at a time.

Supercharged account

Spending account

Access to a spending account with a digital reloadable prepaid MasterCard. Add funds, transfer money, save, and get cash back when you spend!

No Hidden Fees

No transaction costs, interest, or hidden fees. Our motives are transparent and we only focus on getting students the best value in the market

Instant Cashback

Say goodbye to carrying loyalty cards or signing up to services to get your cash back. Access and use over 1,000 instant cashback deals from the palm of your hand.

24/7 Support

Help is always at your fingertips with round the clock support. If you have any questions or run into any problems, just reach out to a QPay expert in your app.

Spot Me

Don’t want to pay for something all at once? Defer paying full price for your purchase by paying in instalments with 0% interest and no sneaky charges (Coming Soon)


Our most important priority is your security, and we go to extreme lengths to protect it. We use the same SSL encryption that the banks use to protect your sensitive personal information.

Upgrade to QPay Premium

Enjoy even more perks with our Standard and Premium QPay Cards. Get access to exclusive partner offers and hand-picked discounts, with a handy cash back benefit every time you use your card.


Enjoy up to 15% cash back on your UberEat orders*

0.7% Cashback

Get instant 0.7% cash back on every purchase, period.

Exclusive Deals

We’ve partnered with stellar brands to bring you extra cash back, up to 20%.

Join 110,000+

Available exclusively to university students across Australia
You must sign up with a .edu.au email address to be eligible for a QPay Card

Cancel Anytime | No Lock-in periods | Deals added regularly



Access to Premium Deals

Spending account

0.7% cashback on all purchases

15% off UberEats*

Spot me

Digital prepaid MasterCard

Apple Pay and Google Pay

In-app support

2,394/5,000 Left Select



Access to Standard Deals

Spending account

0.5% cashback on all purchases

8% off UberEats*

Spot Me

Digital prepaid MasterCard

Apple Pay and Google Pay

In-app support

311/5,000 Left Select



Access to Starter Deals

Spending account

Society Issued

Digital prepaid MasterCard

Apple Pay and Google Pay

In-app support


0/5,000 Left Allocation Exhausted

When you sign up to a QPay card, you are bound by our Terms of Use, which may be amended from time to time (“Terms Of Use”). 
The Terms Of Use govern the conduct of the cash back service which enables members of QPay to earn cash back rewards on the terms and conditions set out in the Terms Of Use and elsewhere on the QPay service and website. The QPay card is a virtual prepaid product and is not a credit card, and is issued upon account creation and tier selection. *UberEats offer is limited to Standard and Premium account holders only and is available for a limited time during the promotional period, which may end at the discretion of the company. Visit your QPay account to view full deal and perk details,